Which is a better route? A “debt- consolidation loan” or a “personal” loan to pay off credit card bills?

Posted on January 27, 2012 by Admin

Question by DEBT: Which is a better route? A “debt- consolidation loan” or a “personal” loan to pay off credit card bills?
How does either loan affect credit scores etc…?Which one tends to get the better interest rate? Any reccomendations on what financial institution to go through? How much money do you need to make to take out approx. 10k? Any other info you can provide would help out a lot!

Best answer:

Answer by michelle1984
Personal loan. Debt consolidation ruins your credit

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Personal Consolidation Loans To Allay Your Financial Worries!

Posted on January 26, 2012 by Admin

Article by Sadhana Dhanyal

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Credit Card Debt Consolidation and the way to Eliminate Debt

Posted on January 25, 2012 by Admin

Article by John Carter

Gaining easy access to money is the main reason why more and more people are sinking into debt, without the possibility of ever recovering their financial security. Having access to this easy money is very tempting for most of us, as we start spending and don’t realize that money should be repaid at some point. Before we know it, we receive daily calls from creditors threatening and harassing us.

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debt consolidation loans. ex car, credit cards, ) how do they help/hurt..can somone give me some help?

Posted on January 24, 2012 by Admin

Question by Andrew R: debt consolidation loans. ex car, credit cards, ) how do they help/hurt..can somone give me some help?
thinking of consolidating car (21,000) two credit cards (1500) and a bed (800)

Best answer:

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No Credit Check Student Loans

Posted on January 24, 2012 by Admin

Article by Lee Beattie

How To Get A No Credit Check Student Loan We all acknowledge that going to college is a very costly matter and generally one that virtually all people require financial support in order to acquire those student loans. Most of the people who have arisen to the level of going to college either do not have the required amount to go to college or their expenses at college far out reaches that of the amount that they had saved up. Only usually they are individuals venturing out on their own in life and therefore lack the financial backup that would allow for them to comfortably make it through college and many look for credit cards or a personal loan to get through but eventually are in way over their heads in debt.

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I have $7K in credit card debt how do i get a consolidation loan ??

Posted on January 23, 2012 by Admin

Question by iN 2 DEEP: I have K in credit card debt how do i get a consolidation loan ??
About $ 7K in credit card debt. my credit score is very poor around 450. I cannot get approved for a consolidation loan, i dont own a home to take out a 2nd, im living pay check to pay check. I really wanna consolidate with loan. please help, how do i get the loan to consolidate if my credit is so horrible i cant get approved?? Anyone know of any places?? i dont qualify for cash call cause you have to be 21 and im only 20…someone?? anyone??

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Q&A: Where can i go to get a consolidation loan to pay off credit card debt without having to cancel cards?

Posted on January 23, 2012 by Admin

Question by mdwl1970: Where can i go to get a consolidation loan to pay off credit card debt without having to cancel cards?

Best answer:

Answer by jojo
Not a good idea if you are trying to get out of debt. The loan will only put you further into debt and by keeping your cards open you are likely to keep using them. It would be better to work with the credit card companies and get them paid off by yourself without gaining more debt.

What do you think? Answer below!

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Debt resolution for credit cards

Posted on January 22, 2012 by Admin

Article by Personal Finance Guru

Most of us these days probably cannot live without the latest laptops, cell phones, iPods or flat screen HDTVs. As the technology improves and newer, better products are introduced in the market, we simply cannot help but to want to have them by any means. For some people, that is truly the case

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You Can Now Find the Best Ways to Eliminate Your Credit Card Debt

Posted on January 22, 2012 by Admin

Article by Bryan Burbank

Getting out of debt is the dream of most people and going about it is the right way can be a great advantage to you. Having too much credit card debt is like having a dead weight hanging around your neck and will only cause you much stress. It is important to understand how to eliminate your debt so that you can have a stress free financial life.

Find Free : Debt Relief Today

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Credit Card Debt Consolidation – Spotted The Catch Yet?

Posted on January 21, 2012 by Admin

Article by Duncan Roberts

Sad as it may be – inflation is climbing, climbing fast and starting to outstrip those pay wage increases every year that were supposed to keep our heads above water.

Food prices are going up in leaps and bounds, fuel for heating and cars is reaching seriously high new heights and the threat of job loss and a world recession is looming larger and larger every single day.

But enough of the cheery good news and building your motivation up – here’s the bad news.

Debt consolidation is a last resort – not a get out of jail free card.

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